This form is a Verfied Complaint for Replevin. The plaintiff has filed this action against defendant in order to replevy certain property in the defendant's possession.
Complaint Repossession With Credit Card In Washington
Instant download
Description
Free preview
Form popularity
FAQ
In California, most credit card companies and their debt collectors have only four years to do so. Once that period elapses, the credit card company or collector loses its right to file a lawsuit against you.
When a Collection Agency Contacts You A collection agency cannot call or write to you more than three times a week. A collection agency cannot harass, intimidate, threaten, or embarrass you; A collection agency cannot threaten violence, criminal prosecution, or use offensive language; and.
File your complaint online at for faster processing. The Washington State Office of the Attorney General can only process complaints that involve either Washington state residents or businesses located in Washington state.
Credit Reporting: In the US, most negative items, including unpaid debts, will fall off your credit report after 7 years (though there are some exceptions, like certain bankruptcies which can stay for 10 years). After that, the debt shouldn't impact your credit score.
Dispute Inaccurate Information Initiate a formal dispute with all necessary credit reporting agencies (CRAs) that issued the report containing the repossession. You can dispute a repossession online with all three credit reporting agencies, and this is the most efficient way to pursue removal: Experian. Equifax.
The creditor cannot commit a crime, use abusive language, enter a home without permission, or take an item if the owner physically resists; Cars can be towed from public or private lots; A car can be towed from the owner's driveway if no other car is moved, but a car cannot be towed from the owner's garage.
You need to respond to the summons with what is called an Answer. You can go to the clerk of courts and ask to see a case file involving a credit card debt where an Answer was filed and copy the form, but changing the details (eg name and case number) to copy what was in your summons.
The only thing you should ever say to debt collectors is ``what is your address''. Get it and then hang up. Write them a letter saying that any form of contact other than mail is inconvenient for you. Also state that you have no knowledge of the debt, and ask them to verify it with the original creditor.
Some collectors want 75%–80% of what you owe. Others will take 50%, while others might settle for one-third or less. So, it makes sense to start low with your first offer and see what happens. And be aware that some collectors won't accept anything less than the total debt amount.