You need to write the Foreclosure letter to the branch manager. Also, make sure you state the reason for foreclosure very clear and concise.Washington State law requires the use of both English and Spanish language portions of this "Notice of PreForeclosure Options" template. Learn how the Washington foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowner rights. Find out what happens when you miss a mortgage payment, when foreclosure starts, and if you can redeem your home in Washington. Nonjudicial foreclosures happen without court supervision. Washington law sets out the specifics of what steps the bank needs to complete. You have the right to redeem the repossessed item up until it is sold or within 21 days of receiving notice that the creditor is going to keep it.
