Washington repossession laws allow you to get your car back before it's sold through a process called redemption. Repossession Affidavit.Lienholders use this form to report repossession of a vehicle or vessel. This page will provide an overview of District of Columbia's Repossession Laws and what you should know if you've fallen behind on car payments. You have the right to redeem the repossessed item up until it is sold or within 21 days of receiving notice that the creditor is going to keep it. To schedule an appointment call 803-326-1860. View current repossessions, request more information and submit offers. You have the right to buy back (to redeem) the repossessed vehicle up until it is sold or within 21 days of getting notice that the lender is going to keep it. If you can no longer afford your car payments, you can return the car to the lender in an exchange called a voluntary repossession. The first thing you need to do is call your finance company.
