You need to write the Foreclosure letter to the branch manager. Also, make sure you state the reason for foreclosure very clear and concise.This article will provide you with the format and samples for a loan foreclosure request letter format and help you write a good letter. Foreclosure Letter: Want to close your loan permanently with the full payment? In Pennsylvania, the process of foreclosure commences after you, the borrower, becomes at least 60 days late on their mortgage payments. Write a hardship letter presenting a past, present and future narrative about your mortgage crisis. Below are the steps to obtain a foreclosure letter for home loan transfer: 1. We can provide you with samples of court forms that are available. We can provide you with guidance on how to fill out forms. Our Construction Program can also be used to complete an addition or renovations to your current home.