If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference.While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender. Replevin is available to a party seeking the return of goods pursuant to a court order directing a party to return the goods or collateral to you. If a car is out for repossession and stored in a garage but never driven, can the repo man get legal orders to take the car from the garage? If a car loan lender can't repossess a vehicle, it will probably get possession of the car through a process called "replevin." The repo man continues to repo the car after we demanded he stopped, until my husband came out with a shotgun and told him to release his car. When another party is in possession of your property, you can pursue the remedy of replevin in order to regain possession. Our attorneys can help. The answer to your question is yes.