In this post, we discuss the ERISA claim process, appealing your ERISA claim, filing an ERISA complaint, when to hire an attorney, and more. This ERISA procedure describes the general procedures of the department in issuing information letters and advisory opinions under the Act.Respond to a Complaint. You can respond to a complaint two ways: Via US mail. GENERAL ALLEGATIONS A. The RLOC Loan - Loan No. 500089-1 14. ERISA's notion of a "health plan" (a distinct legal entity created when an employer promises to provide and pay for employee health benefits) is often confusing. This legislation called for an annual report to collect, analyze, and publicly report health care complaint data from four state entities,. This Amendment does not apply to any unpaid contributions prior to. October, 2007, and none are alleged in the SAC with the exception of the ERISA withdrawal.