The declaratory judgment would clarify the parties' rights and obligations under the insurance policy. Declaratory judgment.This is an appeal from a summary judgment granted in favor of Farmers Insurance Company in a declaratory judgment action. These rules govern the procedure for obtaining a declaratory judgment. The Arizona Supreme Court held that the insured's action was a proper self-protective response to the insurer's denial of a defense. Saunders' position generally is a necessary party in a declaratory judgment action brought to determine insurance coverage for the claim. See U.S. Fire Ins. Co. In a declaratory judgment action. However, due tc inherent deficiencies a declaratory judgment action may not constitute the complete solution. I. 'Commercal Casualty Co. v.
