Arizona has a pure comparative negligence law. Arizona is actually an antisubrogation state.Arizona Automobile Subrogation: The Nuts And Bolts. For example, consider the claim against the manufacturer of a coffee maker involved in a fire. Your insurance provider may cover the costs of a personal injury in Arizona while negotiations in a personal injury claim are ongoing. Subrogation is a critical term in insurance law, primarily when dealing with an insurance claim or an auto accident. It is well settled in Arizona that a partially reimbursing insurer is one real party in interest and the partially reimbursed insured another. EXAMPLE: John has car insurance with State Farm. Bob rear ends John on the road causing damage to John's car. Arizona Equipment Rental Co., 492 P.2d.
