This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Accident With Uninsured Motorist In Bexar
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State:
Multi-State
County:
Bexar
Control #:
US-000279
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FAQ
Notify Your Insurance Company: Since the other driver doesn't have insurance, your uninsured motorist coverage (if you have it) could be your best route for recovering damages. Inform your insurance company about the accident, and they will guide you on filing a claim under this coverage.
Ing to the U.S. Department of Justice, personal injury lawsuit outcome statistics include a majority (90 to 95 percent) settled before trial. Out of the small percentage that end up seeing a courtroom, the data suggests that the success rate of personal injury cases is around half.
Policy limits: Uninsured motorist coverage comes with limits, just like other insurance coverages. Severe accidents might exceed these limits, leaving you with uncovered expenses. Claim disputes: There might be disputes over the extent of your coverage and the amount you can claim, leading to potential legal battles.
It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.
Without uninsured motorist coverage, if you're injured or your vehicle is damaged in an accident with an uninsured or underinsured driver, you could end up paying for medical bills or vehicle repairs out of your own pocket.
If a driver hits your vehicle and flees, you can file a claim against your policy's uninsured motorist coverage. However, in some states, uninsured motorist coverage for property damage (UMPD) will not cover hit-and-run incidents.
Liability is required by your state to legally drive on the road. Uninsured motorist coverage covers you and your passengers' medical bills if you are hit by another driver that does not have insurance. There is no such thing as "full coverage" but people normally use that term to describe comprehensive and collision.
More info
Most auto policies include collision coverage that will pay for car repairs if you're in an accident with an uninsured or underinsured driver. First, contact the police and have them document the incident.A police report will serve as crucial evidence in your UIM claim. Report the accident to the police. File a lawsuit against the uninsured driver: Sometimes filing a suit with a San Antonio auto accident lawyer is your best course of action. To schedule a free initial consultation with one of our experienced San Antonio accident attorneys, call , or fill out our online contact form. Texas law requires every driver to carry minimum insurance, however many drivers are uninsured or underinsured. "We still have too many uninsured motorists. For accident reports, please visit the TXDOT website. Uninsured motorist (UM) coverage is an elective coverage that can protect you in the event you have an accident with a driver who is not insured.