Subrogation is a legal concept that often comes up in the personal injury context after a settlement agreement has been reached. A notice of claim must be filed in writing.Subrogation claims reimburse health insurance companies for medical bills they pay in an NYC personal injury case. Learn more about subrogation claims here. What is a subrogation claim? Learn how subrogation works and how the seasoned team at Schwartzapfel Lawyers can fight and win for you. Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss. If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you. An important thing to note about health insurance companies and car accidents is the right to subrogation. The court must not be left with only mere speculation as to whether there are any unpaid bills or liens.