The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1. Subrogation simply means the insurance company recovering what it paid due to another party's conduct.Print and fill out a hard copy of the Intake Form that matches your issue and send it. Via U.S. mail to any of CRD's office locations. Uber Subjected Avendaño to a Hostile Work Environment. Avendaño performed well in the first nine months of her employment. You have no legal obligations to respond to a subrogation letter. Customer: Hello, I recently received a subrogation claim in the mail for a car wreck I was at fault in last year. They say I owe 19,654.40. Subrogation means your insurance company can recover the money it paid to you for your injury from the at-fault party that caused your injury.