Even if you choose to file an uninsured motorist claim, your attorney will need to show the other driver caused your crash and injuries. If you're a victim of a hit-and-run accident, you can file a claim against your uninsured motorist coverage.When filing an uninsured motorist claim, having the right documentation is key. If you don't have collision or uninsured motorist property damage (UMPD) coverage, your car's physical damages won't be covered in a hit-and-run accident. It's much easier to file a collision claim and let your insurance company pursue the uninsured driver to attempt to recover what they pay out. New York auto insurance also includes uninsured motorist coverage, which might cover damage to your car in certain circumstances. We've laid out how to handle accidents with uninsured drivers and the best practices for filing an insurance claim. You cannot claim more than your case is worth, even in a situation like a hit-and-run accident. UM coverage protects you if you are involved in a car accident with an uninsured driver or a hit-and-run. Property damage only: Provide your driver's license, insurance, and registration information to the other driver.