Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1.What is subrogation? Why am I being asked to waive it? The insurance company for the good driver would have to bring any subrogation claims directly against the bad driver. Let's go back to our John and Bob example. Download the complaint form here. NOTE: To send multiple files, zip the files first and attach the zip file. New subsection (L) of VA code §38.2-2206 requires the defendant (the underinsured motorist) sign the liability release along with the plaintiff. Customer: Hello, I recently received a subrogation claim in the mail for a car wreck I was at fault in last year.