A Subrogation Letter should clearly state the facts of the case, including details of the incident (e.g. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1.You have no legal obligations to respond to a subrogation letter. Section 14.3 Waiver of Subrogation. Discover expert guidance on post-judgment insurance subrogation in Florida. Our law firm specializes in maximizing recovery for clients. Subrogation is the act of stepping into the legal shoes of another in order to assert claims against a third party. What is a waiver of subrogation for workers' compensation? We explain, and we look at examples and sample wording you can use. If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you.