In car accident injury claims, subrogation may be used to recover money from a third party. Learn how an insurer's right of subrogation affects your claim.It describes how an insurance company or an entity that pays medical expenses on behalf of an injured person has a right to be reimbursed for any payments made. A subrogation lien claim arises when a thirdparty (usually your health insurance company) seeks reimbursement for expenses paid on your behalf. If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you. The provider shall have no right of subrogation or reimbursement for collateral sources payments made after the date of waiver, settlement, or judgment. Subrogation applies to insurance companies, government healthcare, and others that pay your medical bills. Insurance providers are entitled to repayment. At the beginning of claim handling, it is important to obtain a subrogation waiver from your insured.