In car accident injury claims, subrogation may be used to recover money from a third party. Learn how an insurer's right of subrogation affects your claim.It describes how an insurance company or an entity that pays medical expenses on behalf of an injured person has a right to be reimbursed for any payments made. Subrogation is when your insurer seeks reimbursement for your claim from a third party. Learn more about subrogation and how it applies to car insurance. This is called subrogation. State Farm will try, to the extent that you're not liable for the accident, to recover all or a portion of the deductible you paid. The tone of a Subrogation Letter should be professional, firm, and clear, but not overly aggressive. A subrogation lien claim arises when a thirdparty (usually your health insurance company) seeks reimbursement for expenses paid on your behalf. If you receive a subrogation letter in the mail and you do not have insurance, you will need to defend the claim on your own.
