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Complaint for Recovery of Monies Paid and for Declaratory Judgment as...

Accident With Uninsured Motorist In Georgia

Q: What happens if the person at fault in an accident has no insurance in GA?

Georgia is a tort state, which means the party that causes an accident can be held financially responsible for any damages. If you do not have liability coverage, you could be on the hook for these damages on your own.

Q: Will my insurance go up if an uninsured motorist hits me?

However, under California&#039;s proposition 103, insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim.

Category:

Insurance - Complaints

State:

Multi-State

Control #:

US-000279

Format:

Instant download

Description

The document presents a Complaint for Recovery and for Declaratory Judgment relating to an accident with an uninsured motorist in Georgia. This form is essential for individuals seeking recovery for damages sustained in an automobile accident where the other party is uninsured or underinsured. Key features include sections for detailing parties involved, jurisdiction, venue, nature of action, and general allegations surrounding the accident and medical expenses. Users must fill in relevant details such as names, dates, and amounts to ensure completeness. The form allows for claims against an uninsured motorist's policy, enabling users to pursue compensation effectively. It is beneficial for attorneys, partners, owners, associates, paralegals, and legal assistants as it provides a structured approach to filing for recovery in such cases. The formal language and organized sections ensure clarity, aiding legal professionals in case preparation and court presentations. Clear instructions are paramount for successful completion, making it accessible for users with varying levels of legal experience.

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FAQ

Summary: Uninsured motorist coverage in Georgia ensures protection when you're in an accident with an uninsured or underinsured driver. Per O.C.G.A. § 33-7-11, insurers must offer this coverage, which cover medical expenses, lost wages, and property.

It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.

An attorney can help you navigate the process of filing an uninsured motorist claim and recover the compensation that you deserve. If you do not have this coverage, your lawyer can help you pursue alternative courses of action, such as filing a personal injury lawsuit against the at-fault driver.

§33-7-11(a)(1)(A) requires all automobile insurers operating in Georgia to offer uninsured motorist coverage to policyholders in the same amount as the liability coverage purchased: a minimum of $25,000 per person and $50,000 per accident for bodily injuries, and $25,000 for property damage.

Cancelling uninsured motorist insurance is a bad idea. Some people are uninsured for a very good reason, and you should not feel comfortable sharing the road with them. I would not want to risk my health and safety of myself or passengers, or my vehicle.

Georgia is a “tort state,” which means the party that causes an accident can be held financially responsible for any damages. If you do not have liability coverage, you could be on the hook for these damages on your own.

However, under California's proposition 103, insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim.