Subrogation is a legal principle that focuses on the right of a third party to step into the shoes of the injured party to recover costs they've paid out. This is called subrogation.State Farm will try, to the extent that you're not liable for the accident, to recover all or a portion of the deductible you paid. Subrogation occurs when one party stands in for another party in a legal claim, usually to claim part of their financial recovery. Subrogation is someone else's right to stand in your shoes and sue to recover for anything they paid on your behalf. Subrogation refers to a common insurance practice. A typical application involves insurance subrogation clauses. Our success rests on two pillars: personnel and technology. Subrogation may exist in a workers' compensation claim where an employee is injured on the job as a result of the negligence of a third party. HMS contracts with DCH to operate the Subrogation Unit, Estate Recovery Unit and Trust Unit.
