This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Georgia law at O.C.G.A. §33-7-11(a)(1)(A) requires all automobile insurers operating in Georgia to offer uninsured motorist coverage to policyholders in the same amount as the liability coverage purchased: a minimum of $25,000 per person and $50,000 per accident for bodily injuries, and $25,000 for property damage.
While insurance companies may pursue uninsured drivers to recover claim costs, the process can be complex and time-consuming. Uninsured drivers involved in accidents should seek legal counsel promptly to protect their rights and explore possible compensation avenues.
§33-7-11(a)(1)(A) requires all automobile insurers operating in Georgia to offer uninsured motorist coverage to policyholders in the same amount as the liability coverage purchased: a minimum of $25,000 per person and $50,000 per accident for bodily injuries, and $25,000 for property damage.
Your Obligation to Report the Accident:Check Your Insurance Policy: Most insurance policies require you to report any accident you're involved in, regardless of fault. Failing to do so could lead to complications with your insurance provider, including the possibility of losing coverage for the incident.
Normally, the at-fault driver's liability insurance is responsible for bodily injury damages and property damage the policyholder caused to others. Uninsured motorist coverage in Georgia works by replacing the liability insurance of an uninsured at-fault driver.
Because of Georgia's required Uninsured Motorist Coverage mandate, if you are in a wreck in which another uninsured driver is at-fault, you should have a minimum of $25,000 available from the other driver's insurance company to compensate you for your: Medical treatment. Pain and suffering. Lost wages.
In the State of Georgia, underinsured motorist (UIM) coverage protects you financially if you are injured in an accident caused by a driver who has insufficient liability insurance to cover your medical costs and other losses.
Accident forgiveness does NOT mean your rates won't go up in the future. It simply means you will not be surcharged for the accident. Your rates will continue to increase at the same rate they would have if you didn't have the accident.