Accident Forgiveness is an optional feature you may be able to add to your car insurance policy that can help you avoid a rate increase after an accident. If you are in a car accident with an uninsured driver in Georgia, you might be able to sue for compensation.In addition, you can avoid higher rates if you add accident forgiveness to your policy, which some providers offer. Under Georgia law, whether the insurance company can increase your rates after an accident depends upon who was atfault. As a policyholder, you are allowed to file a claim under your own Physical Damage coverage even if someone else may have caused the accident. Underinsured and uninsured motorist insurance can help cover the difference between your bills and the driver's coverage, up to the limits of your policy. Some policies will offer "accident forgiveness" if you go long enough without causing another accident. Get the facts on uninsured motorist claims in Georgia. Learn how to protect yourself and navigate claims effectively. Find out how the state where an accident occurs, and whether it's an at-fault or no-fault accident state, changes how an auto insurance claim is paid.
