Her health insurer pays her medical and rehabilitation bills. Subrogation of insurance serves the vital function of helping to keep premiums low for billions of insureds worldwide, and should be protected at all costs.A subrogation lien claim arises when a thirdparty (usually your health insurance company) seeks reimbursement for expenses paid on your behalf. Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss. When your personal injury case reaches a settlement, part of the settlement funds will typically be used to pay your outstanding medical balances. Today, subrogation is defined as the substitution of one person in the place of another with reference to a lawful claim or right. O Adds guidance on notice and inspection requirements for defective medical devices giving rise to a claim (para 234l). For members whose payment card says optumfinancial. At this point, the rights which resided in the deceased's claim are now assigned to the employer. "Additional Remediation Amount.