This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
If you have collision coverage as part of your auto insurance policy, it can be used to repair or replace your vehicle after an accident with an uninsured driver. However, this coverage is optional and not required by Florida law.
However, under California's proposition 103, insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim.
Uninsured motorist coverage is not mandatory in Florida, but having it provides you with another level of protection. If the other driver does not have insurance, you will not be stuck paying expenses out of your own pocket.
Getting in an accident with an uninsured driver in Florida when they're at fault adds another level of stress and frustration. What happens if someone hits you without insurance in Florida? In most cases, your insurance will cover an accident with an uninsured motorist in Florida.
What Should I Do After an Accident If I'm Uninsured? Call emergency medical services if anyone seems to have suffered significant injury. Call local law enforcement to the scene. Exchange information with anyone involved in the accident. Be careful what you say at the car accident scene.
Ask any witnesses for their names, contact details and any first hand information about the accident. If it's practical and safe to do so, take photos to document the accident scene and show the extent of the damage. Call your insurance provider to make a claim.
After a car accident that wasn't your fault, it's essential to gather evidence, inform your insurance company without admitting fault, and seek medical attention, all while managing the emotions that can be difficult to set aside.
New York is a “no-fault” insurance state, which means that insureds are generally reimbursed by their insurance company for damages regardless of who was responsible for causing the accident.
If the person at-fault in an accident has no insurance in Florida, everal consequences can follow. The at-fault driver may face legal penalties, including fines, license suspension, and possibly even jail time for driving without insurance. For the victim, recovering compensation can be more challenging.