Some policies offer accident forgiveness. That means they do not increase your rates after one accident.Some insurers offer accident forgiveness or provide benefits for years of clear driving policies. Your insurance rates may go up after an uninsured motorist claim. Our legal team can explain more during a free case evaluation. To report a car accident to Allstate, you can either do it online or call their claims center at 1800ALLSTATE (18002557828). Discover the average car accident cost in Houston, Texas, and understand the financial implications of a car crash. Get the information to prepare yourself. Houston Auto Insurance Lawyer Charles J. Argento has 36 years of experience handling Auto Insurance Coverage cases. Our legal team can help you file uninsured or underinsured motorist insurance claims and fight for a fair settlement.