Together with, and subject to, the rights, obligations, easements, restrictions, agreements and other provisions set forth. You have no legal obligations to respond to a subrogation letter.The tone of a Subrogation Letter should be professional, firm, and clear, but not overly aggressive. Federal Tort Claims Subrogation requires preparation and timing. For questions on FTCA subrogation, contact Gary Wickert at (800) 637-9176. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1. Its not a big deal, and you aren't signing anything away. The insurance company may also be viewing subrogation because there was no police report and you did not have insurance at the time (financial responsibility). May require little or no experience.