What is subrogation and how does it play a role in personal injury cases? If you are to recover money from a third party in a personal injury claim and the health insurance company has paid for your care they're entitled to be reimbursed.After a personal injury settlement, you may be required to pay back funds to your health insurance company. Fill out the form below and we'll be in touch shortly. If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you. Shortly after the initial insurance claims, I received the forms to fill out for subrogation. You can fight a subrogation claim for property damage, but it can be a challenge. Subrogation is a legal right that allows insurers to recover their costs from the at-fault party. Of the subrogated claim at the time of the settlement. The claims involved in the settlement were covered.