A person can be substituted in place of another so as to have all rights and obligations pertaining to a lawful claim, demand, or right against a third party. Like any legal document, the subrogation letter can be confusing if you aren't familiar with the term or the process.Click here to learn more about it! Fill out the form below and we'll be in touch shortly. Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss. Health insurance subrogation after a settlement is the process of paying back your health insurance provider. Find out more about subrogation, when another insurance carrier may be responsible for payment of medical care. Action can be pursued in underlying claim, or in a separate claim commenced after payment and satisfaction of the debt. Things to keep in mind when handling the subrogation process. Some medical providers give you 30 days to submit a claim to health insurance before they transfer