Together with, and subject to, the rights, obligations, easements, restrictions, agreements and other provisions set forth. Fill out the Answer form.The tone of a Subrogation Letter should be professional, firm, and clear, but not overly aggressive. Subrogation of insurance serves the vital function of helping to keep premiums low for billions of insureds worldwide, and should be protected at all costs. I just received a subrogation letter from my health insurance. So they say that my young child had an injury that may have happened due to an accident. Customer: Hello, I recently received a subrogation claim in the mail for a car wreck I was at fault in last year. They say I owe 19,654.40. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1. Customer: Hello, I recently received a subrogation claim in the mail for a car wreck I was at fault in last year.