There are, however, instances when the declaratory judgment complaint itself can function as the insurer's denial of coverage. (2) Cases seeking a declaratory judgment as to insurance coverage for personal injury or property damage;.For example, Fortis is at an advanced stage of negotiations to sign a long term lease with a credit financial company for approximately 230,000. The sole issue at this stage is the pertinence of the Declaratory Judgment Act, which provides: 2201. This document provides instructions for filing a declaratory judgment action in county court in Florida. Declaratory Judgement as the phrase suggests is a judgement which declares a right that a person possess over something eg a chattel. Sections 2 to 4 of Public Law. No further action was taken. When you begin your lawsuit, you need to complete this form (summons). But what is the applicable statute of limitations in a declaratory judgment action?