Cozen O'Connor is the world's leading subrogation and recovery law firm. We founded our subrogation and recovery practice in 1970.Subrogation is an arrangement between insurance companies to prevent insured parties from receiving double compensation. The subrogation process is the right of an insurance company to recover the amount it has paid on a claim from the at-fault party. Learn how State Farm may try to recover a claim payment when another party is primarily at fault for your damages. Our Los Angeles subrogation for employers claims attorney will fully investigate your case and help you recover any compensation you may be owed. This guide discusses what to do after an accident and what to expect when you file a claim with your insurance company. It's the process where an insurance company steps into your shoes to recover funds from the party responsible for your injury. Subrogation is an insurer's right to recover payments made to you under your insurance policy from a third party who is at fault for the loss. These letters are a normal part of the settlement process, but they can be confusing and scary.