The insurance company for the good driver would have to bring any subrogation claims directly against the bad driver. Let's go back to our John and Bob example.Click here to file a complaint online through our website. If you have a question about filing a complaint you can call us at 1-800-492-6116. Fill out the form below about your potential case and a personal injury lawyer will get back to you as quickly as possible. The employer may have separate insurance coverage covering the co-worker. Another option for resolution of your dispute with your insurance company is to file an action against the insurance company in the Maryland District Court. Md. Code, Health-Gen. Subrogation in workers' compensation refers to the right of an insurance company or employer to recover the costs of an employee's injury from a third party. Code of Maryland. •••.