It describes how an insurance company or an entity that pays medical expenses on behalf of an injured person has a right to be reimbursed for any payments made. One of the concerns victims have after receiving a subrogation claim is that the health insurance company's action may impact them.We manage your claim lifecycle from end to end. Our services for each of our customers is highly customized to enable them to work as effectively as possible. Institutional Repository. To continue your medical, dental, vision and basic life insurance coverage, complete the Retiree Insurance. Election form and submit it within thirty (30) days. Subrogation refers to a party assuming the rights of another party. In personal injury cases, subrogation often refers to reimbursement for medical bills. Be in the appropriate block of the claim form (box 31).