It is always worth it to pursue an uninsured motorist claim. A lawyer can help you fight for funds you thought might not be able to get.If you've been involved in an accident with an uninsured or underinsured driver in Michigan, contact Grewal Law today to schedule a free case evaluation. Personal Injury Protection (PIP). If you are hurt in an auto accident, this part of your no-fault policy will pay all reasonably. It is possible to sue an uninsured driver in Michigan for any losses you have over and above what your PIP coverage protects from, but there are limits. If you are injured in an accident with an uninsured driver, you likely will only be able to rely on filing a claim with your own insurance company. If you've been in an accident with an uninsured driver you may still be able to get compensation. File the Claim: Once you have reported the accident, you will need to file a UM or UIM claim with your insurance company. Auto insurance policies have an add-on provision called uninsured motorist coverage.