You cause an accident in Michigan in which someone is killed, seriously injured, or permanently disfigured;. Personal Injury Protection (PIP).If you are hurt in an auto accident, this part of your no-fault policy will pay all reasonably. A Michigan car accident victim is only entitled to compensation for pain and suffering if they suffered a "threshold injury." Is an Uninsured Driver Automatically At Fault in a Michigan Car Accident? Uninsured or underinsured motorist coverage will pay for damages to your car when the other driver is at fault but doesn't have insurance coverage. If none of the vehicles involved in the accident are insured, then from the Assigned Claims Facility. Michigan law makes it possible for injury victims to hold liable parties accountable even if they do not have auto insurance coverage. Uninsured and underinsured motorist policies are not required in order to have valid Michigan no-fault insurance. Rather, these coverages are a choice.
