Certain people qualify to receive Michigan nofault benefits even if the accident they were in occurred in another state or Canada. Learn your options for compensation after an accident with an uninsured or underinsured driver in Michigan and how Fieger Law can help.Any driver involved in a car accident who does not have car insurance at the time of the crash will have his or her license suspended for up to 1 year. Accident Report Form SF91: Must be filled out for all accidents. If you filed an uninsured motorists claim, you need evidence that the person did not have auto insurance at the time of the collision. Prop 213 does not apply to uninsured driver's passengers injured in an accident. However, having one can speed up the process and help you prove the validity of the account of the accident. If that happens, it could be up to you to choose to report the accident or not. In Michigan uninsured drivers who are 50 percent or more at fault cannot collect noneconomic damages in the event of an auto accident. Provided a Motorist Report form to complete and submit to IDOT.