Subtraction is capped at amount of recovery less a costs and fees. Michigan does have laws related to the right of reimbursement.Sometimes, this is referred to as subrogation. Subrogation is a way for your insurer to seek repayment for the money it paid to you from the atfault party's insurance company. "Subrogation" refers to the act of one person or party standing in the place of another person or party. Learn how State Farm may try to recover a claim payment when another party is primarily at fault for your damages. This will help you find the potential holes in your case, and you can follow up to fill them in. This section specifically summarizes and analyzes the workers' compensation subrogation law for the state of MICHIGAN. Contractual provisions which would deny the insured complete recovery for a loss are unenforceable. You have no legal obligations to respond to a subrogation letter.
