Personal Injury Protection (PIP) provides benefits for medical expenses and three years of wage loss. Users are urged to confirm that the cited law remains current and consult with counsel on specific legal questions.Michigan does have laws related to the right of reimbursement. Sometimes, this is referred to as subrogation. Subrogation is a way for your insurer to seek repayment for the money it paid to you from the atfault party's insurance company. In Michigan, technically, the insurance company can recover, but often the payments go to the insured. It depends on the judge's awareness. Some state laws limit the validity of subrogation waivers. This section specifically summarizes and analyzes the workers' compensation subrogation law for the state of MICHIGAN. Our team of more than 100 attorneys represents the largest insurers and reinsurers in the United States, Canada, England, and other international venues.