We can bring an uninsured motorist case when an at fault driver causes an accident and they leave the scene and can't be identified. If you are injured in a motor vehicle accident, file a written notice of claim with the No-Fault insurer that identify the injured person(s).If the accident was minor and did not meet the requirements, then the driver can fill out a New Jersey Self-Reporting Crash form found on the state's website. File a claim with your insurance company. Act immediately and consult an attorney knowledgeable in the specialized area of Uninsured Motorist or Uninsured driver automobile insurance accident law. If you are driving in NY and are involved in a crash you must file an MV-104 (Motorist report) if any of the following occurred. Were you in an accident with a driver who doesn't have insurance? Click the link to find out what your options for compensation are. Drivers who get into a car accident without insurance in New York may face penalties, such as having to pay fines or facing driver's license suspension. Uninsured motorist ("UM") coverage in New York State is mandatory.