A Subrogation Letter should clearly state the facts of the case, including details of the incident (e.g. An example of this may be a State Trooper who is seriously injured in a motor vehicle accident.National Insurance Co. Ltd. Has paid a claim to an individual for damage to their vehicle. A subrogation claim simply includes the amount of money that was paid toward your medical bills. This amount is also called the "subrogation interest." Thank you for using our online questionnaire. A subrogated insurer may sue in the insurer's own name, or in the name of the insured for the use of the insurer. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1. The insurance contract ordinarily requires the insured to cooperate with the insured in the insurer's investigation of a claim under the contract.