Accident Report Form SF91: Must be filled out for all accidents. You may always seek to file, However the gap in time since the accident and the lack of immediate treatment makes a legal action unlikely.Would i have to call the other drivers insurance to file an additional claim for damages or am i SOL since i didnt have insurance? As of 2021, you no longer need to file a Minnesota Motor Vehicle Accident Report, crash report, or state accident report in Minnesota. Yes, in fact, they are more likely to be sued, since there is no insurance company ready to write a check and make the problem go away. Minnesota is one of only 16 states that require a driver to have both uninsured and underinsured motorist coverage on their car insurance policy. If that happens, it could be up to you to choose to report the accident or not. Minnesota requires all drivers to carry uninsured and underinsured motorist coverage. Unlicensed Driver or Hit-and-Run: Call your local police department to report the incident, even if no injuries occurred. Idaho Auto Supplement – Idaho Uninsured.