It is only when the plaintiff's recovery exceeds the sum total of the plaintiff's damages that the right of subrogation arises. Subrogation for health plans.Identify, investigate, recover and prevent inaccurate payments linked to accident-related medical and disability expenses. PIP is required in Arkansas, Delaware, Florida, Hawaii, Kansas, Kentucky, Maryland,. Subrogation is the legal process where The Hartford, as your car insurance company, settles a claim on your behalf. Thank you for using our online questionnaire. Here is everything you need to know about subrogation claims, a type of thirdparty claim. How Long the Process Takes. VA Subrogation – Request VA Medical Bills. Throw a motorcycle into a multi-vehicle accident in Michigan, and it becomes an even bigger challenge.