"Subrogation" refers to the act of one person or party standing in the place of another person or party. Subrogating in the Insured's Name – Real Party in Interest.Both in cases of full subrogation and of partial subrogation, the action must be maintained in the. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and zoning). A Subrogation Letter should clearly state the facts of the case, including details of the incident (e.g. One example of subrogation is when an insured driver's car is totaled through the fault of another driver. Contact us to schedule a consultation to discuss how an attorney from our firm can assist in the planning and prosecution of insurance subrogation actions. Here is a practical example of a subrogation. You have no legal obligations to respond to a subrogation letter. Elmont, an unincorporated hamlet located in Nassau.