The basic idea behind Nevada's subrogation law is that accident victims cannot be paid twice for the same injury (e.g. Nevada prohibits subrogation of Med-Pay coverage.090 - Subrogation; exceptions 1. Under the ASR, an insured "has no right of subrogation against its own insured for a claim arising from the very risk for which the insured was covered. A waiver of subrogation is an agreement where you waive the right for your insurance company to seek compensation from a negligent third party for their losses. The collateral source rule is a law that applies in Nevada personal injury cases. It helps victims reasonably recover when they're hurt. Subrogation is a legal process that allows an insurance company to step into the shoes of an insured person and recover money paid out on a claim. Uninsured motorist coverage protects you in the event that you are involved in an accident with an uninsured driver. Unfortunately for insurers, Nevada is an antisubrogation state.
