Subrogation is when your insurance company seeks reimbursement from your settlement. Subrogation refers to an insurance company's legal right to claim a portion of a policyholder's personal injury settlement as reimbursement.HMS – NV Casualty Unit. However, in some cases, subrogation might not be legal. The subrogation process is the right of an insurance company to recover the amount it has paid on a claim from the at-fault party. If you have questions about industrial relations law or need more information about our capabilities or practice areas, simply fill out the form and click Send. Handle communication and settlement negotiations: There's a lot of paperwork and negotiating involved in a personal injury claim. Most injury claims are settled outofcourt. Also, as with private health insurance, Medicare and Nevada Medicaid may seek reimbursement through subrogation. Include the insurer's subrogation claim, that insurer cannot collect its claim from the settlement.