Example of subrogation: Jane gets into a car accident in Nevada with Marie, who was at fault. Jane's insurance company pays Jane right away to repair the car.Subrogation is when your insurance company seeks reimbursement from your settlement. Subrogation is a legal process that allows an insurance company to step into the shoes of an insured person and recover money paid out on a claim. The literal meaning of subrogation is when one party stands in the place of another party. HMS – NV Casualty Unit. A subrogated insurer may sue in the insurer's own name, or in the name of the insured for the use of the insurer. Example of Subrogation; How Long Does Subrogation Take? Sometimes, a Workers' Compensation claim is the result of a third party's wrongful behavior, not the employer's. Subrogation in Auto Insurance.
