Our North Carolina attorneys discuss everything you need to know about uninsured and underinsured motorist coverage in this state. It's against the law to not have auto insurance in North Carolina.Here are steps to take after a car wreck with a driver without insurance. In most cases, this is your own insurance policy. In other words, uninsured motorist insurance is designed to cover the victim of a car accident where the other driver isn't insured. Try to move off of the road and out of the way of more danger if you are able to. When drivers do not have the required insurance and cause a collision, the people they hurt must turn to their own uninsured motorist (UM) coverage in NC. Additionally, all drivers must buy uninsured motorist insurance. This coverage can compensate you for injuries and damages up to your policy limits if an uninsured driver hits you. Read to learn more about North Carolina's auto insurance requirements, uninsured motorist coverage, how to file an uninsured motorist claim.
