These parties can claim a portion of your recovery through a process known as subrogation. The State Health Plan has the right of subrogation upon its injured members' right to recover from liable third parties.This is called subrogation. State Farm will try, to the extent that you're not liable for the accident, to recover all or a portion of the deductible you paid. Part of that includes Subrogation and Insurance Issues, as they often involve the interplay between North Carolina Insurance Laws and Federal Laws. Cozen O'Connor is the world's leading subrogation and recovery law firm. We founded our subrogation and recovery practice in 1970. You can file a claim on your own comprehensive or collision coverage, if your policy includes that, and let your company "subrogate" or recover the payment. Subrogation occurs when your insurance company pays for an accident, then works to recoup expenses from the at-fault driver's insurer. This allows the insurance carrier to recover the amount of the claim it paid to the insured for the loss.
