HitandRun Accidents: If the driver who hit you flees the scene and cannot be identified, your UM coverage can still apply for bodily injury. The police may be able to find the driver.What About a Hit-And-Run Collision? Uninsured motorist coverage may pay for injuries and damages caused in a hit-and-run collision in certain circumstances. North Carolina law requires all drivers to remain at the scene of an accident until police arrive. In most cases, this is your own insurance policy. If you're the victim of a hit-and-run accident, your insurance may provide coverage under your uninsured motorist coverage. Uninsured motorist coverage often extends to hit-and-run accidents where the at-fault driver cannot be identified or located. Inform your insurance company about the accident as soon as possible. UMPD coverage typically has a deductible you'll need to pay out of pocket.
