The State Health Plan has the right of subrogation upon its injured members' right to recover from liable third parties. The United States and the State of North Carolina shall be entitled to shares in each net recovery under this section.This is called subrogation. State Farm will try, to the extent that you're not liable for the accident, to recover all or a portion of the deductible you paid. Subrogation is the mechanism which allows the insurance company to take action directly against the third party to recover the amounts paid to cover the loss. Subrogation occurs when your insurance company pays for an accident, then works to recoup expenses from the at-fault driver's insurer. The common reason codes for a subrogation recovery are typically ESS, E32.5 or WK4. Identify, investigate, recover and prevent payments linked to accident-related medical and disability claims with Optum Subrogation Services. Fill out the registration form and click submit b. The North Carolina Workers' Compensation Act ("the Act") does not directly define "subrogation.