Did you have an accident with an uninsured or underinsured motorist? Call an experienced Ohio car accident lawyer at KNR at 1-800-HURT-NOW.To seek coverage under your uninsured motorist insurance coverage (UM), you must first prove the other driver was uninsured. This is usually straightforward. If you are involved in a crash without insurance or other FR coverage, additional penalties may apply. The Henry Law Firm's Ohio uninsured motorist accident lawyers can help. In Ohio, the statute of limitations for filing a personal injury claim in ohio is typically two years from the accident date. Filing a personal injury lawsuit against the at-fault driver. In this article, we'll look at both options in more detail. As a fault state, Ohio allows uninsured drivers to seek compensation from another driver when that driver causes an accident.