Yes, you must report a hit-and-run accident to the police within 24 hours. How to File a Police Report After a Hit-and-Run Accident?However, uninsured motorist coverage is not required in the state of Ohio. The Henry Law Firm's Ohio uninsured motorist accident lawyers can help. Do you need a hit-and-run accident attorney in Toledo? Do you have an uninsured driver claim? If you don't have collision or uninsured motorist property damage (UMPD) coverage, your car's physical damages won't be covered in a hit-and-run accident. Learn the essential steps to take after a hit-and-run accident in Ohio, including immediate actions, insurance considerations, and legal options. Ohio vehicle owners must carry liability insurance to cover injuries and property damage they cause to other drivers in a car accident. Uninsured Motorist Coverage (UM): This coverage is particularly important in hit-and-run cases.