You have no legal obligations to respond to a subrogation letter. Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss.Subrogation allows an insurer to step into the shoes of the policyholder and file a claim against a third party who caused the damage. Thirtythree years of subrogation litigation experience has distilled ten of the most common mistakes which we see clients continuing to make. Subrogation is the legal process where The Hartford, as your car insurance company, settles a claim on your behalf. Subrogation is a legal doctrine that enables an insurance company to step into the shoes of its insured party (the policyholder) after settling a claim. Bristol West works to make Auto Insurance easy. Please fill out the below form or contact us at 1-866-796-0530. Use FL Medicaid Member Portal secure messaging. We cannot respond to case-specific questions via the Contact Us form.